End User Terms of Use

Please read these Terms of Use carefully before using the M.C.G.A website (the “Platform”).
By accessing or using this Platform, you agree to be bound by these Terms.


1. Overview

The Platform is operated by M.C.G.A Technical Services, LLC (“M.C.G.A,” “we,” “us,” or “our”).
Our Platform provides services including contractor applications, directory listings, membership services, payment processing, communication tools, and other features designed to connect users and service providers.

This Platform is intended for U.S. residents aged 18 or older.
If you are under 18, you may not use the Platform.


2. Updates to These Terms

M.C.G.A may update or modify these Terms at any time.
If changes are material, we will provide notice through the Platform or email.
Your continued use of the Platform after changes are posted constitutes acceptance of the updated Terms.


3. Eligibility

By using the Platform, you represent that:

  • You are at least 18 years old.

  • You are legally able to enter agreements.

  • You will comply with all applicable laws.


4. Account Registration

Some areas of the Platform require creating an account.
You agree to:

  • Provide accurate, current information

  • Keep your login details secure

  • Not allow others to use your account

  • Notify us immediately of unauthorized access

M.C.G.A may suspend or delete accounts at its discretion.


5. Services Provided

Through this Platform, users may:

  • Submit contractor applications

  • Join the M.C.G.A directory

  • Make membership or service payments

  • Access contractor listings

  • Receive updates and communications

  • Upload required documents or business details

All submissions must be truthful and lawful.


6. Payments & Membership

If you make a payment on the Platform, you authorize M.C.G.A or its payment processor to charge your chosen payment method.

Recurring or One-Time Payments

  • You agree to the amount displayed during checkout.

  • Payments are final unless otherwise required by law.

  • Membership fees are non-refundable.


7. User Conduct

You agree not to:

  • Use the Platform for unlawful or harmful purposes

  • Upload viruses, harmful scripts, or malicious files

  • Impersonate another person or business

  • Post defamatory, obscene, or abusive content

  • Submit copyrighted material without permission

  • Attempt to interfere with the Platform’s operations

Violation of these rules may result in account removal.


8. User Content

“User Content” includes information, documents, text, logos, or materials you submit.

By uploading User Content, you grant M.C.G.A a non-exclusive, royalty-free, worldwide license to:

  • Store

  • Display

  • Process

  • Use for directory listings or service operations

You are responsible for ensuring you have rights to any content you submit.


9. Directory Listings

Contractors may appear in the M.C.G.A Directory after:

  • Submitting a complete application

  • Paying applicable fees (if required)

  • Passing an approval review

M.C.G.A does not guarantee:

  • Accuracy of contractor details

  • Performance, safety, or quality of contractors

  • Availability of services

Users interact with contractors at their own risk.


10. No Professional Liability

M.C.G.A is not responsible for:

  • Disputes between users and contractors

  • Work quality or outcomes

  • Misrepresentation by contractors

  • Loss, damage, or claims arising from contractor services

M.C.G.A provides a listing platform only, not a contracting service.


11. Third-Party Links

The Platform may include links to external websites.
M.C.G.A does not control or endorse these sites and is not responsible for their content or policies.


12. Intellectual Property

All M.C.G.A branding, text, graphics, logos, and design elements are protected and may not be copied, distributed, or reused without permission.


13. Termination

M.C.G.A may suspend or terminate:

  • Accounts that violate these Terms

  • Accounts posing security risks

  • Accounts inactive for extended periods

Users may stop using the Platform at any time.


14. Disclaimer of Warranties

The Platform is provided “as is” and “as available.”

M.C.G.A makes no warranties regarding:

  • Accuracy

  • Reliability

  • Availability

  • Suitability

  • Error-free operation

Use the Platform at your own risk.


15. Limitation of Liability

To the fullest extent permitted by law:

M.C.G.A is not liable for any:

  • Direct

  • Indirect

  • Incidental

  • Special

  • Consequential

  • Losses or damages

Including loss of profits, data, business, or service interruptions arising from use of the Platform.


16. Indemnification

You agree to indemnify and hold harmless M.C.G.A, its affiliates, employees, and partners from claims arising from:

  • Your misuse of the Platform

  • Your submitted content

  • Your violation of these Terms

  • Your interaction with contractors


17. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflicts of law principles.

Any disputes will be handled in courts located in New Castle County, Delaware.